Local guidance for changing coverage needs

Friendly health insurance guidance.

Pike Wade Insurance helps individuals, Medicare clients, families, and small businesses compare coverage with a real person who can explain the tradeoffs clearly.

Phone 831-373-3180
Office 404 W. Franklin St., Ste 102, Monterey, CA
Message Answers from a person, not a chatbot

Insurance help

Coverage for Medicare, individuals, and employers.

Medicare guidance

Review Medicare Advantage options, enrollment windows, provider networks, prescriptions, and plan changes with a local licensed advisor.

Individual coverage

Compare individual and family plans, including Covered California options, so your coverage fits your doctors, budget, and timing.

Small group benefits

Build practical benefit packages for small employers, including medical, dental, vision, and ancillary coverage.

Dental and vision

Add coverage that helps with routine care, eyewear, exams, and the benefits Medicare or medical plans may not include.

Life and disability

Protect income, family plans, and long-term obligations with life and disability insurance options.

Ancillary benefits

Round out coverage with additional benefits that support real-life needs at home, work, and while traveling.

How it works

Clear conversations before big decisions.

Insurance can feel crowded with acronyms, deadlines, and plan details. The goal here is simple: understand what matters to you, narrow the field, and help you make a confident next move.

  1. Tell us what changed or what you are trying to solve.
  2. We review your current coverage, prescriptions, doctors, budget, and timeline.
  3. You get plain-English options and next steps without pressure.

Contact

Call, send a message, or visit the Monterey office.

For urgent enrollment questions, calling is usually fastest. For non-urgent questions, send a message and the office will follow up when available.

Send a message

Leave a note for follow-up.

This is not a live chat. Your message is prepared for the office and can be answered later.